Jay Nesbit

Helping Individuals Discover and Unlock Their True Potential

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What Financial Goal Are You Working Toward? Let’s Talk About It.

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Money stuff can feel overwhelming sometimes, but here’s the thing — we’ve all got financial goals. Maybe you want to retire without worrying about bills. Maybe you want your kid to go to college without taking on a ton of debt. Or maybe you just want to finally take that trip you’ve been dreaming about. Whatever it is, having a clear goal can make saving money feel a lot less painful.

So let’s break it down. What financial goal are … Continue reading about What Financial Goal Are You Working Toward? Let’s Talk About It.

Stop Running on Autopilot: Ask Yourself These 4 Life-Changing Questions

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The Pharmacist Wordsmith – May 15, 2025 – Life-Changing Words Post #48

Every now and then, I catch myself moving through the day like a robot. Wake up. Check my phone. Pour some coffee. Answer emails. Cross things off a list. Repeat. It’s like I’m living on autopilot, not really thinking—just doing.

And then it hits me out of nowhere:
What am I doing? Why am I doing this? Who even am I … Continue reading about Stop Running on Autopilot: Ask Yourself These 4 Life-Changing Questions

The Key to a Long, Healthy Life is Consistency Over Intensity

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The Pharmacist Wordsmith – May 1, 2025 – Life-Changing Words Post #47

If there’s one lesson I’ve learned about staying healthy over the long haul, it’s this: consistency beats intensity—every single time.

When I was younger, I used to get pumped up by big fitness goals. I’d sign up for challenges, do hardcore workout programs, and push myself intensely for a few weeks. But then? I’d burn … Continue reading about The Key to a Long, Healthy Life is Consistency Over Intensity

Why the Stock Market Drops When Confidence Fades (And What to Do About It)

Image by Tumisu from Pixabay The Pharmacist Wordsmith – April 17, 2025 – Life-Changing Words Post #46

Investing isn’t just about numbers—it’s about emotions, too. When people feel good about the market, they invest more, and stock prices go up. When they get nervous, they stop buying, or worse, they sell, and prices drop. That’s how the market works.

As someone with an MBA focused on finance and economics, I’ve spent years studying how markets behave. I also follow the principles of Dimensional Fund Advisors, … Continue reading about Why the Stock Market Drops When Confidence Fades (And What to Do About It)

The 5 Emotional Stages of Retirement (And How to Deal with Them)

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The Pharmacist Wordsmith – April 3, 2025 – Life-Changing Words Post #45

Let's be real—retirement isn't always the champagne-and-beach-walks fantasy people make it out to be.

Sure, it can be amazing. But it's also a huge life change. And just like any major transition, there are some emotional twists and turns.

In fact, a lot of retirees go through something that … Continue reading about The 5 Emotional Stages of Retirement (And How to Deal with Them)

How Should I Live My Life?

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The Pharmacist Wordsmith – March 20, 2025 – Life-Changing Words Post #44

How should I live my life? This question hits different, doesn’t it? It’s not just some casual thought that pops up in passing. It’s the kind of question that can keep you up at night, staring at the ceiling, wondering if you’re doing any of this … Continue reading about How Should I Live My Life?